When applying for credit, whether mortgage, car loan or even a credit card, creditors check only one thing and that is your credit report. This report contains all relevant information about your credit as well as how you have been managing them. Your credit report is also the basis for ...

I just released a new video in an ongoing series of "Credit Tip Videos" which I have been producing for Credit-Tip-Videos.com This new video is the video version of my earlier blog post located here:  http://www.creditips.com/blog/can-you-dispute-an-item-on-your-credit-report-multiple-times.html  Where I answer a question that a  consumer had asked about if they can dispute an item on their credit ...

A good credit score will open a whole new world of privileges. You can own a real estate property; have high credit limits on credit cards and purchase vehicles even with just a small down payment. All these are possible as long as you maintain a good credit score. But ...

I just produced a new video that covers the top ten credit report killers... In this video I answer the most common questions I get about information that appears on credit reports. Specifically I cover information on Charge-offs, Collection Accounts, Judgments, Inquiries, Bankruptcies, Delinquencies,and more... You will learn what each of these items are and ...

With the rising cost of living and your busy schedule, there are indeed times that you end up missing payments on your bills, credit cards, car loan dues and even mortgage dues. If you are not careful, you will end up repeatedly paying late payments, which in the long run ...