Many people think that bankruptcy is the end of the road for them. Once they have filed bankruptcy no one will be willing to lend to them again for 7 to 10 years. The truth is, even those with a record of bankruptcy on their credit report still have a chance to qualify for loans and regain a good credit standing. If you’re currently worried about your low credit score, taking in on a new loan or opening a secured credit card can help you bounce back and rebuild your credit.