Atlanta



Home Mortgage Loans

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Atlanta Home Mortgage Loans.

Whether you are a first time home buyer in Atlanta or trading up to a larger home, we work to find the best Atlanta home mortgage solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Atlanta Home Mortgage Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for an Atlanta home mortgage lender, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Atlanta Home Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications for Atlanta home mortgages.

Atlanta Georgia Overview & Statistics

Atlanta Overview

As of 2007, Atlanta's population is 486,41 people. Since 2000, it has had a population growth of 16.79 percent.

The median home cost in Atlanta is $223,826. Home appreciation the last year has been -10.61 percent.

Compared to the rest of the country, Atlanta's cost of living is 22.25% Lower than the U.S. average.

Atlanta public schools spend $9,342 per student. The average school expenditure in the U.S. is $6,058. There are about 14 students per teacher in Atlanta.

The unemployment rate in Atlanta is 5.50 percent (U.S. avg. is 5.40%). Recent job growth is Negative. Atlanta jobs have Decreased by 1.42 percent.

Atlanta Climate

Atlanta, GA, gets 46 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 107.

On average, there are 218 sunny days per year in Atlanta, GA. The July high is around 88 degrees. The January low is 41. Our comfort index, which is based on humidity during the hot months, is a 34 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Atlanta Housing

The median home value in Atlanta, GA, is $433,900. Home appreciation is -10.61% over the last year. The median age of Atlanta, GA, real estate is 41 years.

Atlanta, GA Apartments and Rentals

Renters make up 27.58% of the Atlanta, GA, population. 11.88% of houses and apartments in Atlanta, GA, are unoccupied (vacancy rate).

Atlanta Crime

Atlanta, GA, violent crime, on a scale from 1 (low crime) to 10, is 9. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Atlanta, GA, property crime, on a scale from 1 (low) to 10, is 8. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

Atlanta Home Mortgage Loan Resources

Listed below are a variety of resources relating to Atlanta home mortgage loans:

www.atlantaga.gov

Atlanta Real Estate Agents

Georgia First Time Home Buyers Grants

Georgia First Time Home Buyer Programs

Atlanta Home Mortgage

Read the most current news stories about Atlanta Home Mortgage.

Finally, you may want to visit Mortgage Rates Predictions to find out if now is a good time to apply for an Atlanta Home Mortgage.