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      <title>The true cost of online privacy</title>
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      <pubDate>Fri, 03 Jul 2009 17:37:16 -0000</pubDate>
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&lt;h1 class='posttitle'&gt;
                      &lt;span id='ppt19085419'&gt;The true cost of
online privacy&lt;/span&gt;
                    &lt;/h1&gt;
&lt;div class='byline'&gt;
                      &lt;strong&gt;
                        &lt;a href='http://www.dailyfinance.com/bloggers/jeff-bercovici/'&gt;Jeff
Bercovici&lt;/a&gt;
                      &lt;/strong&gt;
                      &lt;br &gt;&lt;/br&gt;
Jul 2nd 2009 at 6:00PM&lt;/div&gt;
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&lt;p class='filed-under'&gt;Filed under: &lt;a href='http://www.dailyfinance.com/category/technology/'&gt;Technology&lt;/a&gt;,
&lt;a href='http://www.dailyfinance.com/category/media/'&gt;Media&lt;/a&gt;
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                      &lt;span style='padding: 5px 10px 10px 0pt; float: left;'&gt;
                        &lt;iframe src='http://api.tweetmeme.com/widget.js?url=http%3A//www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/&amp;amp;style=normal&amp;amp;source=daily_finance' frameborder='0' height='61' scrolling='no' width='50' &gt;&lt;/iframe&gt;
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                      &lt;img src='http://www.blogcdn.com/www.dailyfinance.com/media/2009/05/virtual-business-200a062708.jpg' border='1' vspace='4' hspace='4' alt='' align='right' &gt;&lt;/img&gt;Do you like your
privacy? I bet you do. What about being able to read all kinds of
stuff on the internet without having to hand over your credit card
number -- do you like that, too? I bet that's another yes. But
which do you like more? You'd better figure that out quickly,
because, if you don't, Congress just might decide for you.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
&lt;span style='float: left; margin-right: 10px; margin-top: 7px;'&gt; &lt;iframe src='http://digg.com/tools/diggthis.php?u=http%3A//digg.com/tech_news/The_true_cost_of_online_privacy&amp;amp;t=The%20true%20cost%20of%20online%20privacy' frameborder='0' height='80' scrolling='no' width='52' &gt;&lt;/iframe&gt;
                      &lt;/span&gt; Hoping to avert government regulation, a
coalition of advertising and marketing groups today issued a
&lt;a href='http://www.iab.net/about_the_iab/recent_press_releases/press_release_archive/press_release/pr-070209'&gt;
set of guidelines&lt;/a&gt; for how its members ought to go about
collecting and using information about consumers' online behavior.
The guidelines are organized around a Buddhist-sounding list of
seven principles, including a commitment to educate consumers about
how behavioral advertising works, an embrace of transparency about
how data is collected, and a pledge to give consumers more control
over how information about them is used.
&lt;div id='continued'&gt;
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That's all to the good. But will it be enough to satisfy Congress?
Maybe not. Whereas advertisers want to be able to track the online
actions of anyone who doesn't actively opt out, &lt;a href='http://paidcontent.org/article/419-iab-tries-giving-self-policing-another-push-focus-remains-on-opt-out/'&gt;
according to Paid Content&lt;/a&gt;, many federal legislators would
rather restrict such tracking only to those who explicitly opt in
-- dramatically shrinking the amount of valuable data that could be
culled and the number of highly-targeted ads that can be
served.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
And that's a problem to anyone who likes the internet more the way
it is now: teeming with free, ungated, high-quality content. Online
advertising is still far cheaper, on a cost-per-exposures basis,
than advertising in other mediums; much of the high-quality content
found on the internet now is, in effect, subsidized by other
mediums whose business models are themselves threatened by the
internet (such as newspapers and broadcast television). If online
ad rates don't rise, the universe of available free content is
likely to contract considerably. The easiest way to boost the cost
of web advertising is to increase its value to advertisers by
making it more effective with exactly the kind of behavioral
tracking and targeting that Congress is looking to restrict.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
You might not relish the idea of some guy who works at Google being
able to see what porn sites you visited or how much hemorrhoid
cream you purchased last week. But privacy fears are, for the most
part, abstract concerns. Measures can be taken to insure that
advertisers get the rich data they need even as individuals remain
safely anonymous. On the other hand, heavy-handed federal
legislation limiting ad targeting will assuredly hit us all in a
place we'll feel it: in the wallet.&lt;/div&gt;
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&lt;div id='comments'&gt;
&lt;h3 id='readercomments'&gt;Reader Comments (Page 1 of 1)&lt;/h3&gt;
&lt;div class='commentlinks' id='commentlinks19869956-2987833'&gt;
&lt;div class='commentclass1 level2 parent' id='c19869956'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2987833/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2987833_64.jpg' alt='Ablse Johnson' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;1&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19869956'&gt;
8:52AM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2987833/' rel='nofollow' target='_blank'&gt;Ablse Johnson&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;There has never been a better time to utilize a good and trusted
online privacy service.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
RT&lt;br &gt;&lt;/br&gt;
www.anonymize.tk&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
                        &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#commentform'&gt;Reply&lt;/a&gt;
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&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19870034-2994952'&gt;
&lt;div class='commentclass2 level3 parent' id='c19870034'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2994952/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2994952_64.jpg' alt='Duo' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;2&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19870034'&gt;
9:15AM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2994952/' rel='nofollow' target='_blank'&gt;Duo&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;You sir are an idiot. Screw companies trying to track what I do
on the internet and screw the government for the very same reason.
This is exactly why pirate groups exist. If you think that privacy
concerns are moot then you will see the backlash from the internet
saying the exact opposite and your opinion is NOT in line with the
rest of the internet community.&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
                        &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#commentform'&gt;Reply&lt;/a&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19870449-2995029'&gt;
&lt;div class='commentclass1 level2 parent' id='c19870449'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995029/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995029_64.jpg' alt='BS Buster' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;3&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19870449'&gt;
11:01AM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995029/' rel='nofollow' target='_blank'&gt;BS Buster&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;Rubbish! The advertiser's ability to collect detailed
information about website visitors has NOTHING to do with free
content. In case you are not above the age of 15, free content on
the internet existed BEFORE advertising. Even today, the content
exists first and only after a large audience has developed to the
advertising vultures show up to replace content with targeted
ads.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
The internet and free content do not need advertising. However,
advertisers and the schmucks like you that try to capitalize on the
internet readership would certainly like everyone to believe that
rubbish.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
The fact is that it should always be opt-in for everything, not
just the internet. The opt-out model is so thoroughly disingenuous
that it should be criminal. The only reason that it has not yet
been criminal is because of powerful lobbyists and politicians on
the dole.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
It appears that the politicians MIGHT turn that around but, I
suspect they are only threatening so as to receive another
payout.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
Your article is a pathetic attempt at fear mongering.&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
                        &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#commentform'&gt;Reply&lt;/a&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19871688-2995368'&gt;
&lt;div class='commentclass2 level2 parent' id='c19871688'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995368/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995368_64.jpg' alt='Shane' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;4&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19871688'&gt;
11:01AM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995368/' rel='nofollow' target='_blank'&gt;Shane&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;@BS:&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
Sure there is free content without advertising, ever been to
geocities? Now if you want free QUALITY web content, there is going
to have to be advertisments.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
The question you have to ask is, would I rather have ads about
things I may actually care about/want, or not?&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19872206-2995539'&gt;
&lt;div class='commentclass1 level2 parent' id='c19872206'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995539/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995539_64.jpg' alt='Andy' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;5&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19872206'&gt;
11:04AM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995539/' rel='nofollow' target='_blank'&gt;Andy&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;Content providers need to make money. They can do this either
through advertising or by forcing you to pay for access to their
content. I'd much rather be hit by relevant ads.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
@BS: The content available online prior to mainstream web
advertising was minimal compared to what's available now. And yes,
advertising swoops in when the audience grows - but only when the
content provider warrants it. More traffic = higher costs for the
website. These costs need to be covered somehow.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
Things change. Deal with it.&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19872473-2995599'&gt;
&lt;div class='commentclass2 level2 parent' id='c19872473'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995599/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995599_64.jpg' alt='No2ID' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;6&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19872473'&gt;
12:24PM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995599/' rel='nofollow' target='_blank'&gt;No2ID&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;You say "But privacy fears are, for the most part, abstract
concerns. Measures can be taken to insure that advertisers get the
rich data they need even as individuals remain safely
anonymous."&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
Well, let's think back to 2006 when AOL leaked all that user data.
If you have enough data, there is no more anonymity and no more
privacy. Just ask Thelma Arnold.&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
&lt;a href='http://en.wikipedia.org/wiki/AOL_search_data_scandal#Thelma_Arnold' rel='nofollow'&gt;http://en.wikipedia.org/wiki/AOL_search_data_scandal#Thelma_Arnold&lt;/a&gt;
                        &lt;br &gt;&lt;/br&gt;

&lt;br &gt;&lt;/br&gt;
Oh, and by the way, I can't help but notice a distinct lack of ads
on Wikipedia... Funny that.&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
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                      &lt;/p&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19872643-2995751'&gt;
&lt;div class='commentclass1 level2 parent' id='c19872643'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995751/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995751_64.jpg' alt='poi' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;7&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19872643'&gt;
12:24PM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995751/' rel='nofollow' target='_blank'&gt;poi&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;"If online ad rates don't rise, the universe of available free
content is likely to contract considerably"&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
Ignore this article, complete and total self-serving propaganda. He
is owned, and paid for, by advertising interests. The opposite of
what he claims has&lt;br &gt;&lt;/br&gt;
powered the internet to unprecedented proportions thus far. Free
content has and will continue to expand considerably. Surprise! The
people who make money off advertising want more advertising, at
higher rates. And more tracking, and more control, and more
surveillance! Cool, huh?&lt;br &gt;&lt;/br&gt;
&lt;br &gt;&lt;/br&gt;
The remaining vast majority of us should speak in a loud, clear,
and unified voice. Now you know what it looks like, call it by name
when you see it.&lt;/p&gt;
&lt;p class='cmt_reply'&gt;
                        &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#commentform'&gt;Reply&lt;/a&gt;
                      &lt;/p&gt;
&lt;div class='cmt_votes'&gt;
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&lt;/div&gt;
&lt;/div&gt;
&lt;div class='commentlinks' id='commentlinks19873915-2995828'&gt;
&lt;div class='commentclass2 level2 parent' id='c19873915'&gt;
                      &lt;a href='http://www.dailyfinance.com/profile/2995828/' rel='nofollow' target='_blank'&gt;
                        &lt;img class='avatar' src='http://www.blogsmithcdn.com/avatar/images/554/2995828_64.jpg' alt='Jeff Chester' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                      &lt;span class='rownum'&gt;8&lt;/span&gt;
&lt;div class='credits'&gt;
&lt;p&gt;
                          &lt;em&gt;7-03-2009 @ &lt;a href='http://www.dailyfinance.com/2009/07/02/the-true-cost-of-online-privacy/#c19873915'&gt;
12:25PM&lt;/a&gt;
                          &lt;/em&gt;
                        &lt;/p&gt;
&lt;h4 class='authorname'&gt;
                          &lt;a href='http://www.dailyfinance.com/profile/2995828/' rel='nofollow' target='_blank'&gt;Jeff Chester&lt;/a&gt; said...&lt;/h4&gt;
&lt;/div&gt;
&lt;p&gt;This column has a tremendous conflict of interest--since it's
part of one of the largest behavioral targeting companies in the
world [via AOL's Platform A/Tacoda: &lt;a href='http://www.platform-a.com/advertiser-solutions/audience-targeting/behavioral-targeting/audience-behaviors' rel='nofollow'&gt;http://www.platform-a.com/advertiser-solutions/audience-targeting/behavioral-targeting/audience-behaviors&lt;/a&gt;]&lt;br &gt;&lt;/br&gt;

&lt;br &gt;&lt;/br&gt;
The current system harvests tremendous amounts of information about
consumers. As experts have noted, much of what online marketers
claim is "anonymous" isn't really so. Responsible marketers should
support meaningful privacy policies that will help build consumer
trust. We can have both privacy and a robust online
marketplace.&lt;/p&gt;
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&lt;div class='date_time'&gt;Jul 3, 2009 01:31 PM&lt;/div&gt;
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&lt;div class='hotstocks'&gt;
&lt;h3&gt;Markets&lt;/h3&gt;
&lt;div class='index D'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/dow-jones-industrial-average/%24indu/dji'&gt;
DJIA&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;8,280.74&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;-223.32&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(-2.63%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index D'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/nasdaq-composite/%24compx/nai'&gt;NASDAQ&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;1,796.52&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;-49.20&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(-2.67%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index D'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/sandp-500-index-rth/%24inx/cmi'&gt;S&amp;amp;P
500&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;896.42&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;-26.91&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(-2.91%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/ten-year-u-s-treasury-note/%28tc10y/bss'&gt;
10yr Note&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;96.906&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+0.3438&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.36%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/ftse-100/ukx/ise'&gt;FTSE
100&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;4,236.28&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+2.01&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.05%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index D'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/nikkei-225/n225/fx1'&gt;NIKKEI
225&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;9,816.07&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;-60.08&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(-0.61%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/hang-seng/hsix/fx1'&gt;HANG
SENG&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;18,203.40&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+25.35&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.14%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/euro-b-vs-united-states-dollar-spot-eur-usd/eurusd/fx1'&gt;
EURO (in USD)&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;1.398&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+0.0028&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.20%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/united-states-dollar-b-vs-japanese-yen-spot-usd-jpy/usdjpy/fx1'&gt;
YEN (per USD)&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;95.96&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+0.06&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.06%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;/div&gt;

&lt;div class='hotstocks_gold'&gt;
&lt;div class='index U'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/gold-futures-jul-2009-composite/%252fgc%5cn09/cmx'&gt;
GOLD&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;932.40&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;+1.70&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(+0.18%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;/div&gt;

&lt;div class='hotstocks_oil'&gt;
&lt;div class='index D'&gt;
&lt;h4&gt;
                      &lt;a href='http://finance.aol.com/quotes/light-sweet-crude-oil-futures-aug-2009-composite/%252fcl%5cq09/nym'&gt;
OIL&lt;/a&gt;
                    &lt;/h4&gt;
&lt;span title='Price' class='price'&gt;65.58&lt;/span&gt;
                    &lt;span title='Amount Change' class='amnt_change'&gt;-1.15&lt;/span&gt;
                    &lt;span title='Percent Change' class='pct_change'&gt;(-1.72%)&lt;/span&gt;
                  &lt;/div&gt;
&lt;/div&gt;
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&lt;table&gt;
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&lt;th colspan='2'&gt;
&lt;h3&gt;Interest Rates&lt;/h3&gt;
&lt;/th&gt;
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&lt;tr&gt;
&lt;th class='rate_label'&gt;
                          &lt;a href='http://aol1.bankrate.com/selaol/MtgNatlAvgs.asp?prodtype=mtg&amp;amp;product=6'&gt;
5/1 ARM&lt;/a&gt;
                        &lt;/th&gt;
&lt;td class='rates'&gt;
                          &lt;span class='current'&gt;+4.94%&lt;/span&gt;
                          &lt;span class='apr'&gt;
                            &lt;b&gt;APR:&lt;/b&gt; +4.65%&lt;/span&gt;
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&lt;/tr&gt;
&lt;tr&gt;
&lt;th class='rate_label'&gt;
                          &lt;a href='http://aol1.bankrate.com/selaol/MtgNatlAvgs.asp?prodtype=mtg&amp;amp;product=1'&gt;
30 Yr.&lt;br &gt;&lt;/br&gt;
Fixed Mort.&lt;/a&gt;
                        &lt;/th&gt;
&lt;td class='rates'&gt;
                          &lt;span class='current'&gt;+5.34%&lt;/span&gt;
                          &lt;span class='apr'&gt;
                            &lt;b&gt;APR:&lt;/b&gt; +5.59%&lt;/span&gt;
                        &lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;th class='rate_label'&gt;
                          &lt;a href='http://aol1.bankrate.com/selaol/LoanNatlAvgs.asp?prodtype=loan&amp;amp;product='&gt;
$30K&lt;br &gt;&lt;/br&gt;
HELOC&lt;/a&gt;
                        &lt;/th&gt;
&lt;td class='rates'&gt;
                          &lt;span class='current'&gt;+8.22%&lt;/span&gt;
                          &lt;span class='apr'&gt;
                            &lt;b&gt;APR:&lt;/b&gt; 0.00%&lt;/span&gt;
                        &lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;th class='rate_label'&gt;
                          &lt;a href='http://aol1.bankrate.com/selaol/rate/brm_autosearch.asp?product=40&amp;amp;refi=0'&gt;
30 Mo&lt;br &gt;&lt;/br&gt;
New Car Loan&lt;/a&gt;
                        &lt;/th&gt;
&lt;td class='rates'&gt;
                          &lt;span class='current'&gt;+7.30%&lt;/span&gt;
                          &lt;span class='apr'&gt;
                            &lt;b&gt;APR:&lt;/b&gt; 0.00%&lt;/span&gt;
                        &lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;th class='rate_label'&gt;
                          &lt;a href='http://aol1.bankrate.com/selaol/HighNatlAvgs.asp?product=15&amp;amp;prodtype=high'&gt;
1 Yr. CD&lt;/a&gt;
                        &lt;/th&gt;
&lt;td class='rates'&gt;
                          &lt;span class='current'&gt;+1.73%&lt;/span&gt;
                          &lt;span class='apr'&gt;
                            &lt;b&gt;APR:&lt;/b&gt; +1.74%&lt;/span&gt;
                        &lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
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&lt;ul&gt;
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                      &lt;a href='http://money.aol.com/news/earnings'&gt;Earnings&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/recalls'&gt;Recalls&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/recession'&gt;Recession
Watch&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/news/technology'&gt;Tech
News&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/news/financial-crisis'&gt;Financial
Crisis&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/madoff'&gt;Madoff Scandal&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/'&gt;BloggingStocks&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.luxist.com/'&gt;Luxist&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/videos'&gt;Money Videos&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/feeds'&gt;Money RSS Feeds&lt;/a&gt;
                    &lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
                &lt;!-- no slot 
                --&gt;
&lt;div class='dont_miss'&gt;
&lt;h3&gt;
                    &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/dont-miss-168x46.gif' height='46' alt='Don&amp;apos;t Miss These Headlines' width='168' &gt;&lt;/img&gt;
                  &lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/29/death-of-billy-mays-leaves-his-growing-empire-in-doubt/' rel='bookmark'&gt;Death of Billy Mays leaves his growing empire in
doubt&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/24/naked-marketing-gq-gets-in-on-the-act/' rel='bookmark'&gt;Naked marketing: GQ gets in on the act&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/01/pringles-ps2s-and-philosophy-big-business-tries-to-avoid-its/' rel='bookmark'&gt;Pringles, PS2s, and philosophy: Big business tries
to avoid taxes&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/01/black-swans-bet-big-on-big-inflation/' rel='bookmark'&gt;Black swans bet big on big inflation&lt;/a&gt;
                    &lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
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              &lt;!-- /sidebar 
              --&gt;
            &lt;/div&gt;
            &lt;!-- /col-1 
            --&gt;
&lt;div id='col-2'&gt;
&lt;div class='clearfix' id='subcontent'&gt;
&lt;div class='medrect'&gt;
&lt;div id='adsDiv2'&gt;
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                &lt;!-- /.medrect 
                --&gt;
&lt;div class='module feedmod1'&gt;
&lt;h3&gt;Latest Money News&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/european-stocks-calm-as-us-readies-for/407845'&gt;
European stocks calm as US readies for 4th of July&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/china-investment-buying-stake-in-teck/555469'&gt;
China Investment buying stake in Teck Resources&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/oil-hovers-above-66-after-weak-jobs-data/548658'&gt;
Oil hovers above $66 after weak jobs data&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/gm-awaits-judges-ruling-on-sale-plan/535480'&gt;
GM awaits judge's ruling on sale plan&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/oil-brokerage-loses-10-mln-on-rogue/555474'&gt;
Oil brokerage loses $10 mln on rogue trades&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://money.aol.com/article/the-old-is-new-again-at-saturday-evening/555470'&gt;
The old is new again at Saturday Evening Post&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://news.aol.com/article/states-set-to-ring-in-independence-day/551801'&gt;
States set to ring in Independence Day sans budget&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://news.aol.com/article/under-senate-health-care-plan-either-way/540473'&gt;
Under Senate health care plan, either way you pay&lt;/a&gt;
                    &lt;/li&gt;
&lt;/ul&gt;
&lt;div class='mod_footer'&gt;
                    &lt;a href='http://money.aol.com/'&gt;View More
on AOL Money &amp;amp; Finance »&lt;/a&gt;
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&lt;/div&gt;
                &lt;!-- yedda 
                --&gt;
                &lt;!-- revert to previous version for content 
                --&gt;
                                &lt;!-- ask dolans 
                --&gt;
&lt;div class='module' id='recentheadlines'&gt;
&lt;h3&gt;Recent Posts&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/03/huge-gains-in-chinese-equities-markets-may-make-huge-risks/' rel='bookmark'&gt;Huge gains in Chinese equities markets may make huge
risks&lt;/a&gt; (7/03/2009)&lt;br &gt;&lt;/br&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/03/reform-health-care-now-end-of-life-costs-are-too-high/' rel='bookmark'&gt;Reform Health Care Now: End-of-life costs are too
high&lt;/a&gt; (7/03/2009)&lt;br &gt;&lt;/br&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/03/great-lakes-journal-rockets-red-glare-cities-red-ink-and-il/' rel='bookmark'&gt;Great Lakes Journal: Rockets' red glare, cities' red
ink, and illegal fireworks&lt;/a&gt; (7/03/2009)&lt;br &gt;&lt;/br&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/03/surprise-hits-botox-makers-face-stiff-competition/' rel='bookmark'&gt;Surprise Hits: Botox gets injected into the market
-- and faces stiff competition&lt;/a&gt; (7/03/2009)&lt;br &gt;&lt;/br&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/03/after-the-death-of-a-salesman-what-happens-to-the-ad-campaign/' rel='bookmark'&gt;After the death of a salesman, what happens to the
ad campaign?&lt;/a&gt; (7/03/2009)&lt;br &gt;&lt;/br&gt;
                    &lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
&lt;div class='writers_promo'&gt;
&lt;div class='header'&gt;
                    &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/title_writers_122x48.JPG' height='48' alt='DailyFinance Writers' width='122' &gt;&lt;/img&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/melly-alazraki/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/mellyalazraki_90x50.jpg' height='50' alt='Melly Alazraki' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/melly-alazraki/'&gt;Melly
Alazraki&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Stock market
writer and analyst&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/jeff-bercovici/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/jeffbercovici_90x50.jpg' height='50' alt='Jeff Bercovici' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/jeff-bercovici/'&gt;Jeff
Bercovici&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Media
columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/jonathan-berr/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/jonathanberr_90x50.jpg' height='50' alt='Jonathan Berr' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/jonathan-berr/'&gt;Jonathan
Berr&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Financial writer and
media columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/tim-catts/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/timcatts_90x50.jpg' height='50' alt='Tim Catts' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/tim-catts/'&gt;Tim
Catts&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Financial
writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/peter-cohan/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/petercohan_90x50.jpg' height='50' alt='Peter Cohan' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/peter-cohan/'&gt;Peter
Cohan&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Author, venture
capitalist and financial writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/lita-epstein'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/litaepstein_90x50.jpg' height='50' alt='Lita Epstein' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/lita-epstein'&gt;Lita
Epstein&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Financial
writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/joseph-lazzaro'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/JLazzaro_90x50.jpg' height='50' alt='Joseph Lazzaro' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/joseph-lazzaro'&gt;Joseph
Lazzaro&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Markets and
economics writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/latif-lewis'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/latiflewis_90x50.jpg' height='50' alt='Latif Lewis' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/latif-lewis'&gt;Latif
Lewis&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Business news editor
and management columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/anthony-massucci'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/massucci_90x50.jpg' height='50' alt='Anthony Massucci' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/anthony-massucci'&gt;Anthony
Massucci&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Senior writer and
tech columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/douglas-mcintyre/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/dougmc_90x50.jpg' height='50' alt='Doug McIntyre' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/douglas-mcintyre/'&gt;Doug
McIntyre&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Business and
investing news writer and editor&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/michael-rainey'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/mrainey_90x50.jpg' height='50' alt='Michael Rainey' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/michael-rainey'&gt;Michael
Rainey&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Editor and economics
writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/matthew-scott'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/matthewscott_90x50.jpg' height='50' alt='Matthew Scott' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/matthew-scott'&gt;Matthew
Scott&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Investing reporter
and editor&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/daniel-solin'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/dansolin_90x50_mini.jpg' height='50' alt='Dan Solin' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/daniel-solin'&gt;Daniel R.
Solin&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Author, investment
advisor and retirement expert&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/amey-stone'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/ameystone_90x50.jpg' height='50' alt='Amey Stone' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/amey-stone'&gt;Amey
Stone&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Managing editor and
investing columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_left'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/russell-turk-m-d/'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/russturk_90x50.jpg' height='50' alt='Russel Turk, M.D.' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/russell-turk-m-d/'&gt;Russel
Turk, M.D.&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Healthcare
policy columnist&lt;/span&gt;
                  &lt;/div&gt;
&lt;div class='writer_right'&gt;
                    &lt;span class='writer_photo'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/bruce-watson'&gt;
                        &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/brucewatson_90x50.jpg' height='50' alt='Bruce Watson' width='90' &gt;&lt;/img&gt;
                      &lt;/a&gt;
                    &lt;/span&gt;
&lt;span class='writer_name'&gt;
                      &lt;a href='http://www.dailyfinance.com/bloggers/bruce-watson'&gt;Bruce
Watson&lt;/a&gt;
                    &lt;/span&gt; &lt;span class='writer_caption'&gt;Features
Writer&lt;/span&gt;
                  &lt;/div&gt;
&lt;/div&gt;
&lt;div class='module'&gt;
&lt;div class='header'&gt;
                    &lt;a href='http://www.bloggingstocks.com/' target='_blank'&gt;
                      &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/logo-bloggingbtocks-152x21.gif' height='21' alt='BloggingStocks.com' width='152' &gt;&lt;/img&gt;
                    &lt;/a&gt;
                  &lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/2009/07/03/no-flipping-increased-capital-rules-proposed-for-buying-trouble/' rel='bookmark'&gt;No-flipping, increased-capital rules proposed for
buying troubled banks&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/2009/07/03/cramer-on-bloggingstocks-dont-paint-everything-with-the-jobs-b/' rel='bookmark'&gt;Cramer on BloggingStocks: Don't paint everything
with the jobs brush&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/2009/07/03/sprint-nextel-leap-wireless-stand-to-lose-some-business/' rel='bookmark'&gt;Sprint Nextel, Leap Wireless stand to lose some
business&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/2009/07/03/seven-banks-go-up-in-smoke-ahead-of-the-holiday-weekend/' rel='bookmark'&gt;Seven banks go up in smoke ahead of the holiday
weekend&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.bloggingstocks.com/2009/07/03/sears-offering-hedge-for-consumers-who-lose-their-job-good-id/' rel='bookmark'&gt;Sears offering hedge for consumers who lose their
job -- good idea?&lt;/a&gt;
                    &lt;/li&gt;
&lt;/ul&gt;
&lt;div class='mod_footer'&gt;
                    &lt;a href='http://www.bloggingstocks.com/'&gt;View More on BloggingStocks
»&lt;/a&gt;
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&lt;div class='module'&gt;
&lt;div class='header'&gt;
                    &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/my-portfolio-154x30.gif' height='30' alt='my portfolios' width='154' &gt;&lt;/img&gt;
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&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/typepad/RyNm/%7E3/uz9_rX_oydE/'&gt;Venture
Capital Growing Again in Clean Energy and Clean Technology (GE,
DGW, BWEN)&lt;/a&gt;
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                      &lt;a href='http://feedproxy.google.com/%7Er/typepad/RyNm/%7E3/KGj8ZPtttAE/'&gt;Give
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                      &lt;a href='http://feedproxy.google.com/%7Er/typepad/RyNm/%7E3/C5B4UGyQ_TE/'&gt;Toto,
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&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/typepad/RyNm/%7E3/VPZsEQYKlXg/'&gt;China
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&lt;div class='header'&gt;
                    &lt;a href='http://aol.smartmoney.com/'&gt;
                      &lt;img src='http://www.aolcdn.com/channels/0f/04/46a620a1-0021f-01a0a-400cb8e1' height='35' width='145' &gt;&lt;/img&gt;
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&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/smartmoney/investing/%7E3/6ZDC17WYspk/'&gt;
Broker Talk: Cyclical Sector Allocation Is Back&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/smartmoney/investing/%7E3/XVaZqxhXbPw/'&gt;
Tempting Targets: 5 Stocks Priced for a Takeover&lt;/a&gt;
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                      &lt;a href='http://feedproxy.google.com/%7Er/smartmoney/investing/%7E3/6QUf4PRj5VE/'&gt;
Jobs Report Slams Stocks; Dow Down 2.6%&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/smartmoney/investing/%7E3/4MK1KKFL2EQ/'&gt;
One Health-Care Fund That's on the Mend&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://feedproxy.google.com/%7Er/smartmoney/investing/%7E3/sAMl1px0fvY/'&gt;
First Half Report Card: How 24 Fund Categories Fared&lt;/a&gt;
                    &lt;/li&gt;
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&lt;div class='module'&gt;
&lt;div class='header'&gt;
                    &lt;a href='http://www.walletpop.com/blog'&gt;
                      &lt;img src='http://www.blogsmithmedia.com/www.dailyfinance.com/media/logo-walletpop-134x42.jpg' height='42' width='134' &gt;&lt;/img&gt;
                    &lt;/a&gt;
                  &lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/blog/2009/07/03/taken-for-a-ride-5-clever-ways-theme-parks-bleed-you-for-extra/'&gt;
Taken for a ride: 5 clever ways theme parks bleed you for
extra&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/blog/2009/07/03/ask-the-dolans-is-now-the-time-to-start-my-own-business/'&gt;
Ask the Dolans: Is now the time to start my own business?&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/blog/2009/07/03/fans-to-pay-25-to-attend-michael-jacksons-memorial-service/'&gt;
Fans to pay $25 to attend Michael Jackson's memorial
service&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/blog/2009/07/03/five-fabulous-finds-stuffed-pizza-rolls-blizzards-and-ice-crea/'&gt;
Five Fabulous Finds: Stuffed pizza rolls, blizzards and ice cream
sundaes...free!&lt;/a&gt;
                    &lt;/li&gt;
&lt;li&gt;
                      &lt;a href='http://www.walletpop.com/blog/2009/07/02/kate-gosselin-a-popular-brand-self-destructs/'&gt;
Kate Gosselin: A popular brand self-destructs&lt;/a&gt;
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                    &lt;a href='http://www.walletpop.com/blog'&gt;View More on WalletPop »&lt;/a&gt;
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&lt;div class='statstable module'&gt;
&lt;h3&gt;
                    &lt;span class='wrap'&gt;Most Commented On&lt;/span&gt;
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&lt;ul class='box'&gt;
&lt;li class='statsclass1'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/29/michael-jacksons-lucrative-afterlife-has-just-begun/' rel='bookmark'&gt;Michael Jackson's lucrative afterlife has just
begun&lt;/a&gt; (473)&lt;/li&gt;
&lt;li class='statsclass2'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/07/02/payrolls-fell-467-000-unemployment-rate-rises-to-9-5-percent-in/' rel='bookmark'&gt;Payrolls fell 467,000, unemployment rate rises to
9.5 percent in June&lt;/a&gt; (467)&lt;/li&gt;
&lt;li class='statsclass1'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/19/are-sky-high-oil-prices-ahead/' rel='bookmark'&gt;Are sky-high oil prices ahead?&lt;/a&gt; (264)&lt;/li&gt;
&lt;li class='statsclass2'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/24/tati-and-mahindra-driving-their-cars-into-u-s-market-dream-bo/' rel='bookmark'&gt;Tata and Mahindra, driving their cars into U.S.
market, dream Bollywood big&lt;/a&gt; (263)&lt;/li&gt;
&lt;li class='statsclass1'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/29/madoff-sentenced-to-150-years/' rel='bookmark'&gt;Madoff sentenced to 150 years&lt;/a&gt; (261)&lt;/li&gt;
&lt;li class='statsclass2'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/26/michael-jackson-leaves-1-billion-in-assets-500-million-in-unp/' rel='bookmark'&gt;Michael Jackson leaves $1 billion in assets, $500
million in unpaid debts&lt;/a&gt; (224)&lt;/li&gt;
&lt;li class='statsclass1'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/22/americans-begin-to-lose-confidence-in-stimulus/' rel='bookmark'&gt;Americans begin to lose confidence in stimulus&lt;/a&gt;
(213)&lt;/li&gt;
&lt;li class='statsclass2'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/30/no-club-fed-for-madoff/' rel='bookmark'&gt;No 'Club Fed' for Madoff&lt;/a&gt; (205)&lt;/li&gt;
&lt;li class='statsclass1'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/20/jobs-has-liver-transplant-but-will-return-to-apple/' rel='bookmark'&gt;Jobs has liver transplant but will return to
Apple&lt;/a&gt; (161)&lt;/li&gt;
&lt;li class='statsclass2'&gt;
                      &lt;a href='http://www.dailyfinance.com/2009/06/28/ruth-madoff-parts-with-most-of-her-money/' rel='bookmark'&gt;Ruth Madoff parts with most of her money&lt;/a&gt;
(140)&lt;/li&gt;
&lt;/ul&gt;
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&lt;h3&gt;
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                    &lt;a href='http://rss.cnn.com/%7Er/rss/money_topstories/%7E3/F6rCcR9HdTU/index.htm'&gt;
Seven banks fail, pushing 2009 tally to 52&lt;/a&gt;
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                    &lt;a href='http://rss.cnn.com/%7Er/rss/money_topstories/%7E3/wmQqWlmIViE/index.htm'&gt;
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Like a Virus in Recession&lt;/a&gt;
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in a Recession&lt;/a&gt;
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                    &lt;a href='http://www.cnbc.com//id/31613145'&gt;New Credit Card Law
Will Impact Terms&lt;/a&gt;
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                    &lt;a href='http://traxfer.ft.com/cms/s/0/e718d434-67c8-11de-848a-00144feabdc0.html?o=%2Frss%2Fcompanies%2Fus'&gt;
Beijing Auto submits GM Europe offer&lt;/a&gt;
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                    &lt;a href='http://traxfer.ft.com/cms/s/0/2fa9a606-673d-11de-925f-00144feabdc0.html?o=%2Frss%2Fcompanies%2Fus'&gt;
US bank buy-outs get tougher&lt;/a&gt;
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                    &lt;a href='http://traxfer.ft.com/cms/s/0/7668a25c-6762-11de-925f-00144feabdc0.html?o=%2Frss%2Fcompanies%2Fus'&gt;
US advertisers act on privacy fears&lt;/a&gt;
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                    &lt;a href='http://news.morningstar.com/article/article.asp?id=297773&amp;amp;pgid=rss'&gt;
Market Sees Economic Glass as Half-Empty&lt;/a&gt;
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                    &lt;a href='http://news.morningstar.com/article/article.asp?id=297740&amp;amp;pgid=rss'&gt;
Fund Times: Legg Mason's Miller Tops Q2 Performance Chart&lt;/a&gt;
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                    &lt;a href='http://news.morningstar.com/article/article.asp?id=297694&amp;amp;pgid=rss'&gt;
Top Value Hound Hangs Out His Shingle&lt;/a&gt;
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E*TRADE Makes a Good Trade&lt;/a&gt;
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I Can Make You Rich in 3 Years&lt;/a&gt;
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These 5 Underdogs Are No Dogs&lt;/a&gt;
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                    &lt;a href='http://www.thestreet.com/_aol/story/10534201/1/regulators-shut-down-seven-banks.html?cm_ven=AOL&amp;amp;cm_cat=Free&amp;amp;cm_pla=Feed&amp;amp;cm_ite=Feed'&gt;
Regulators Shut Down Seven Banks&lt;/a&gt;
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Stock Market Winners&lt;/a&gt;
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                    &lt;a href='http://www.thestreet.com/_aol/story/10534179/1/judge-oks-freezing-of-pangs-assets.html?cm_ven=AOL&amp;amp;cm_cat=Free&amp;amp;cm_pla=Feed&amp;amp;cm_ite=Feed'&gt;
Judge OKs Freezing of Pang's Assets&lt;/a&gt;
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display: inline;
margin: 0 0 0 0;
padding: 0;
float: left;
}
div#c2_inner_654667 .postmeta .navbar li a {
background-position: left center;
background-repeat: no-repeat;
display: block;
padding: 5px 12px 0 0;
font-size: 11px;
font-weight:bold;
text-decoration: none;
white-space: nowrap;
}
div#c2_inner_654667 .postmeta ul li a:hover {
background-color: #eee;
}
div#c2_inner_654667 .postmeta ul li.permalink a {
padding-right: 20px;
}
div#c2_inner_654667 .postmeta ul li.comments a {
background-image: url(http://www.blogsmithmedia.com/www.walletpop.com/media/icon-comments.gif);
background-position: 4px 5px;
padding-left: 23px;
}
div#c2_inner_654667 #recentheadlines ul {
margin-left: 0;
}
div#c2_inner_654667 #recentheadlines ul li {
margin: 0 0 .2em 1px;
padding-left: 12px;
_height: 1%;
}
div#c2_inner_654667 #recentheadlines {
margin:0 0 2em;
}
div#c2_inner_654667 .partner_rss {
clear:both;
padding-left:30px;
padding-top:20px;
border-top:4px solid #cccccc;
}
div#c2_inner_654667 .partner_rss .header {
margin:20px 0 10px;
clear:both;
}
div#c2_inner_654667 .partner_rss .header h3 {
font-size: 1.5em;
padding:0;
font-weight:normal;

}
div#c2_inner_654667 .footer_rss {
float:left;
width:150px;
line-height:1.2em;
}
div#c2_inner_654667 .footer_rss h3, div#c2_inner_654667  .partner_rss .rsshed {
background:none;
height:40px;
}
div#c2_inner_654667 .footer_rss ul {
margin:0.9em 0 2px;
}
div#c2_inner_654667 .footer_rss li {
font-size:12px;
padding-right:20px;
margin-bottom:0.9em;
}
div#c2_inner_654667 .footer_rss .mod_footer {
font:bold 11px Arial,sans-serif;
}
div#c2_inner_654667  .date_time {
margin: 0 0 1.5em .4em;
padding: .2em;
text-align: center;
color: #464646;
font-size: 0.9em;
font-style:italic;
clear:both;
}
div#c2_inner_654667 .in_focus, div#c2_inner_654667  .dont_miss {
margin-bottom:1em;
}
div#c2_inner_654667 .in_focus_posts {
margin:6px 0 1px 6px;
padding-bottom:6px;
min-height:75px;
_height:75px;
clear:both;
}
div#c2_inner_654667 .in_focus_posts h3 img {
float:left;
margin-right:6px;
}
div#c2_inner_654667 .dont_miss {
line-height:1.2em;
}
div#c2_inner_654667 .dont_miss ul {
margin:1em 6px 1em;
}
div#c2_inner_654667 .dont_miss li{
padding:4px 0;
margin-bottom:0.5em;
border-top:1px solid #e5e5e5;
}
div#c2_inner_654667 #sidebar iframe {
border:1px solid #e5e5e5; 
margin-left:6px;
margin-bottom:1em;
}
div#c2_inner_654667 #sidebar h3 {
font-size: 1.1em;
font-weight:normal;
_height: 1%;
line-height: 1.2em;
}
div#c2_inner_654667 #sidebar a:hover {text-decoration:underline;}
div#c2_inner_654667 #category-listing {
margin: 0 0 10px 7px;
font-family:Arial, Helvetica, sans-serif;
font-weight:normal;
width:156px;
}
div#c2_inner_654667 #category-listing h3 {
background-color:#e5e5e5;
font-size:1.15em;
padding:4px 6px;
color:#7b7b7b;
}
div#c2_inner_654667 #category-listing ul {
background:#f7f7f7;
margin-left: 0;
margin-bottom: 1em;
}
div#c2_inner_654667 #category-listing ul li {
border-bottom:1px solid #e5e5e5;
}
div#c2_inner_654667 #category-listing ul li a {
display:block;
padding: 2px 6px;
}
div#c2_inner_654667 #category-listing a:hover {
color: #000;
text-decoration:none;
}
div#c2_inner_654667 #sidebar .hotstocks {
border-top:4px solid #000;
border-width:4px 0;
}
div#c2_inner_654667 #sidebar .hotstocks_oil {
border-bottom:4px solid #000;
margin-bottom:12px;
}
div#c2_inner_654667 #sidebar .hotstocks, div#c2_inner_654667  #sidebar .hotstocks_gold, div#c2_inner_654667  #sidebar .hotstocks_oil {
margin-left:6px;
margin-right:6px;
font-family:Arial, Helvetica, sans-serif;
line-height:1.2em;
}
div#c2_inner_654667 #sidebar .hotstocks h3 {
text-align:center;
font:bold 1.1em Georgia;
letter-spacing:2px;
text-transform:uppercase;
margin:8px 0;
}
div#c2_inner_654667 #sidebar .hotstocks .index, div#c2_inner_654667  #sidebar .hotstocks_gold .index, div#c2_inner_654667  #sidebar .hotstocks_oil .index {
clear:both;
padding:4px 0 0 6px;
height:40px;
border-bottom:1px solid #e5e5e5;
}
div#c2_inner_654667 #sidebar .hotstocks .D, div#c2_inner_654667  #sidebar .hotstocks_oil .D{
background:url(http://www.blogsmithmedia.com/www.dailyfinance.com/media/red-market-4x4.gif) repeat-y 0 0;
}
div#c2_inner_654667 #sidebar .hotstocks .U, div#c2_inner_654667  #sidebar .hotstocks_gold .U{
background:url(http://www.blogsmithmedia.com/www.dailyfinance.com/media/green-market-4x4.gif) repeat-y 0 0;
}
div#c2_inner_654667 #sidebar .hotstocks h4, div#c2_inner_654667  #sidebar .hotstocks_gold h4, div#c2_inner_654667  #sidebar .hotstocks_oil h4 {
font:normal 0.9em Arial, Helvetica, sans-serif;
float:left; clear:both;
width:58%;
}
div#c2_inner_654667 #sidebar .hotstocks .price, div#c2_inner_654667  #sidebar .hotstocks_gold .price, div#c2_inner_654667  #sidebar .hotstocks_oil .price {
font-weight:bold; float:right;
}
div#c2_inner_654667 #sidebar .hotstocks .amnt_change, div#c2_inner_654667  #sidebar .hotstocks_gold .amnt_change, div#c2_inner_654667  #sidebar .hotstocks_oil .amnt_change {
clear:both; float:left; padding:0 8px 0 30px;
white-space:nowrap;
}
div#c2_inner_654667 #sidebar .hotstocks .pct_change, div#c2_inner_654667  #sidebar .hotstocks_gold .pct_change, div#c2_inner_654667  #sidebar .hotstocks_oil .pct_change {
float:right;
white-space:nowrap;
}
div#c2_inner_654667 #sidebar .D .amnt_change, div#c2_inner_654667  #sidebar .D .pct_change {
color:red;
}
div#c2_inner_654667 #sidebar .U .amnt_change, div#c2_inner_654667  #sidebar .U .pct_change {
color:green;
}
div#c2_inner_654667 #sidebar .interest_rates table {
border-bottom:4px solid #000000;
margin:0 6px 1em;
line-height:1.2em;
}
div#c2_inner_654667 #sidebar .interest_rates thead th {
text-transform:uppercase;
text-align:center;
letter-spacing:1px;
padding-bottom:8px;
}
div#c2_inner_654667 #sidebar .interest_rates tbody {
vertical-align:top;
font-family:Arial,sans-serif;
font-weight:normal;
}
div#c2_inner_654667 #sidebar .interest_rates tbody {
font-weight:bold;
}
div#c2_inner_654667 #sidebar .interest_rates tbody {
vertical-align:top;
font-family:Arial,sans-serif;
font-weight:normal;
}
div#c2_inner_654667 #sidebar .interest_rates tbody tr {
border-bottom:1px solid #e5e5e5;
}
div#c2_inner_654667 #sidebar .interest_rates tbody th {
width:53%;
padding:12px 0 4px;
font-weight:normal;
}
div#c2_inner_654667 #sidebar .interest_rates tbody td {
text-align:right;
padding:12px 0 4px;
}
div#c2_inner_654667 #sidebar .interest_rates .current {
font-weight:bold;
}
div#c2_inner_654667 #sidebar .interest_rates .apr {
display:block;
font-size:0.9em;
}
div#c2_inner_654667 #sidebar .interest_rates .apr b {
font-weight:normal;
color:#949494;
font-size:0.8em;
}
div#c2_inner_654667 #subcontent h3 {
display: block;
margin-bottom: 0;
_height: 1%;
}
div#c2_inner_654667 #subcontent ul.box {
}
div#c2_inner_654667 #subcontent ul.box li {
_height: 1%;
}
div#c2_inner_654667 #subcontent iframe {
margin-bottom:1em;
}
div#c2_inner_654667 #subcontent .box a {
text-decoration:none;
}
div#c2_inner_654667 #footer {
background: white;
clear:both;
width:976px !important;
width : 976px;
margin:0 auto;
position:relative;
padding-bottom:30px;
border-bottom:4px solid #cccccc;
}
div#c2_inner_654667 #legal {
background: transparent url(http://www.blogsmithmedia.com/www.walletpop.com/media/page-btm-bg.gif) no-repeat left bottom;
position:relative;
min-height:47px;
_height: 47px;
padding: 1em 0;
font-size:0.9em;
}
div#c2_inner_654667 #legal a.cobrand-footer {
background: url(http://o.aolcdn.com/art/ch_pf/ch_pf_logo) no-repeat center center;
position:absolute;
top: 5px;
left:  20px;
width: 235px;
margin: 0;
text-indent:-9000px;
}
div#c2_inner_654667 #legal p {
line-height: 1.4em;
text-align:right;
padding-right:10px;
margin: 0 1em .2em;
}
div#c2_inner_654667 table.grid {
width: 936px;
margin-bottom: 0;
}
div#c2_inner_654667 table.grid th {
padding: 10px 0 0 12px;
line-height: 1.3em;
vertical-align:top;
}
div#c2_inner_654667 .grid ul {
margin: 0;
}
div#c2_inner_654667 .grid ul li {
margin-bottom: .8em;
}
div#c2_inner_654667 .grid ul li a {
color: #4496e2;
}
div#c2_inner_654667 #basement-links td {
background: url(http://www.blogsmithmedia.com/www.walletpop.com/media/basement-divider.gif) no-repeat 0 -15px;
}
div#c2_inner_654667 #basement-links th {
background: url(http://www.blogsmithmedia.com/www.walletpop.com/media/basement-divider.gif) no-repeat 0 0;
font-size: 1.15em;
line-height:1.2em;
vertical-align:middle;
font-weight:300;
}
div#c2_inner_654667 #basement-links .first {}
div#c2_inner_654667 #basement-links {
width: 936px;
margin-left: 21px;
margin-top: 90px;
}
div#c2_inner_654667 #basement-links ul {
margin: 0;
}
div#c2_inner_654667 #basement-links li {
background: none;
padding-left: 0;
margin-bottom: .4em;
}
div#c2_inner_654667 #basement-links a {
color: #1F5E7F;
}
div#c2_inner_654667 .brokerbutton {
position: relative;
top: 4px;
text-align: center;
margin: 0 auto;
width: 120px;
padding-bottom: 3px;
margin-left:18px;
}
div#c2_inner_654667 .medrect {
background:url(http://www.aolcdn.com/ch_pf/advertisement-text) no-repeat 226px bottom;
margin-bottom: 1em;
padding: 7px 0 10px 0;
}
div#c2_inner_654667 .medrect * {
margin: 0;
}
div#c2_inner_654667 thead th {
font-weight: normal;
}
div#c2_inner_654667 #subcontent .module .box li a {display:inline; }
div#c2_inner_654667 ul .statsclass1 {
}
div#c2_inner_654667 ul .statsclass2 {
}
div#c2_inner_654667 .statstable .footer {text-align:right; padding-right:8px;}
div#c2_inner_654667 #cmttabs {
background: url(http://www.blogsmithmedia.com/www.walletpop.com/blog/media/cmttabs-bg.gif) repeat-x 0 0;
height: 42px;
}
div#c2_inner_654667 #cmttabs ul {
list-style: none;
margin: 0;
padding: 0;	
}
div#c2_inner_654667 #cmttabs li {
background: url(http://www.blogsmithmedia.com/www.walletpop.com/blog/media/cmttab-divider.gif) no-repeat right center;
float: left;
margin: 0;
}
div#c2_inner_654667 #cmttabs li a {
display: block;
line-height: 41px;
text-decoration: none;
padding: 0;
color: #999;
font-weight: bold;
padding: 0 15px;
}
div#c2_inner_654667 #cmttabs li a:hover {
background: url(http://www.blogsmithmedia.com/www.walletpop.com/blog/media/cmttab-on.gif) no-repeat center bottom;
color: #000;
}
div#c2_inner_654667 #cmttabs li#cmtutab_sns {
height: 42px;
background: url(http://www.blogsmithmedia.com/framework.weblogsinc.com/media/aim-logo-small.gif) no-repeat center 9px;
}
div#c2_inner_654667 #cmttabs li#cmtutab_sns a {
height: 41px;
text-indent: -9000px;
width: 60px;
}
div#c2_inner_654667 .cmtuinfo {
clear: left;
padding: 10px 15px;
border-bottom: 1px dotted #cecece;
margin-bottom: 10px;
}
div#c2_inner_654667 .cmtuinfo .instructions {
color: #444;
font-size: 13px;
font-weight: bold;
margin: 0 0 .7em;
}
div#c2_inner_654667 .cmtuinfo label {
font-weight: bold;
display: block;
float: left;
}
div#c2_inner_654667 .cmtuinfo input {
background: #eee;
width: 160px;
margin-right: 8px;
}
div#c2_inner_654667 #cmtmain {
padding: 10px;
clear: both;
}
div#c2_inner_654667 #cmtmain label {
font-weight: bold;
}
div#c2_inner_654667 #cmtmain div {
padding: 5px;
}
div#c2_inner_654667 #commentform {
background: #fff;
display: block;
border: 1px solid #ddd;
margin-bottom: 10px;
border-top: 0;
}
div#c2_inner_654667 .cmtuinfo input, div#c2_inner_654667  #cmtmain textarea { border: 1px solid #eee; border-top-color: #bbb; border-left-color: #bbb; padding: 3px;}
div#c2_inner_654667 .cmtuinfo input:focus, div#c2_inner_654667  #cmtmain textarea:focus { background: #e3f2df; }
div#c2_inner_654667 #cmtmain .cmtchecks { padding: 6px 5px 0; }
div#c2_inner_654667 #cmtmain .cmtchecks label { font-weight: normal; }
div#c2_inner_654667 #cmtmain .cmtchecks input { margin: 0 5px 0 0; }
div#c2_inner_654667 #cmtmain textarea {
background: #eee;
margin-top: 5px;
}
div#c2_inner_654667 #replyindicator { font-weight: bold; }
div#c2_inner_654667 #cmtbuttons input {
margin-top: 1em;
}
div#c2_inner_654667 #instructions {
border-top: 1px dotted #cecece;
padding: 15px;
margin-top: 1em;
}
div#c2_inner_654667 #instructions p {
color: #777;
margin: 0 0 .7em;
line-height: 1.2em;
}
div#c2_inner_654667 #instructions .preamble {
color: #000;
font-size: 1.1em;
line-height: 1.1em;
}
div#c2_inner_654667 #comments {
margin: 0 0 2em 0;
position: relative;
}
div#c2_inner_654667 #content #comments p {
margin: 0 0 .3em 0;
padding-left: 0px;
}
div#c2_inner_654667 #content #comments h4 {
padding-left: 0px;
font-family: arial, helvetica, sans-serif;
font-size: 1em;
margin: .2em 0 0;
}
div#c2_inner_654667 #content #comments h4 a {
text-decoration: none;
}
div#c2_inner_654667 #content #comments p br {
height: .5em;
}
div#c2_inner_654667 .commentclass2 {

border-top: 4px solid #eee;
padding: 10px 40px 3.5em 38px;
position: relative;
}
div#c2_inner_654667 #comments .rownum {
font-family: georgia, sans-serif;
font-size: 1.9em;
position: absolute;
top: 10px;
left: 0;
text-align: center;
width: 30px;
height: 30px;

line-height: 30px;
z-index: 9;

}
div#c2_inner_654667 .avatar {
display: block;
height: 30px;
width: 30px;
position: absolute;
top: 50px;
left: 0;
margin: 0;
outline: 0;
z-index: 9;
}
div#c2_inner_654667 #content #comments h4 {
margin-bottom: 1em;
font-weight: normal;
}
div#c2_inner_654667 #comments .credits a {

font-weight: bold;
}
div#c2_inner_654667 #comments .credits em {
display: block;
color: #888;
font-size: .85em;
font-style: normal;
font-weight: normal;
padding-right: 10px;
text-transform: uppercase;
margin: 0 !important;
line-height: 1.4em;
}
div#c2_inner_654667 .cmt_reply a {
background: #e5e5e5;
color: #666;
display: block;
float: left;
text-decoration: none;
font-size: 10px;
padding: 2px 5px;
margin: .5em 0;
}
div#c2_inner_654667 .cmt_reply a:hover {
background-color: #ccc;
color: #fff;
}
div#c2_inner_654667 .cmt_votes {
position: absolute;
top: 17px;
right:4px;
width: 98px !important;
}
div#c2_inner_654667 .cmt_tools {
position: absolute;
top: 0;
right: 0;
width: 49px;
}
div#c2_inner_654667 .cobrand-footer {
margin: 1em .5em;
display: block;
width: 148px;
height: 37px;
text-indent: -9999px;
cursor: pointer;
border: 0!important;

}
div#c2_inner_654667 .module {
margin:0 6px 1em;
background:#ffffff;
}
div#c2_inner_654667 #subcontent .module {
margin: 0 0 1em 0;
width:300px;
background:#fff;
padding-bottom:10px;
}
div#c2_inner_654667 #subcontent .module h3 {
text-transform:capitalize;
font: bold 1.2em Arial, Helvetica, sans-serif;
margin:0 0 6px 8px;
padding-top:12px;
background:none;
}
div#c2_inner_654667 #subcontent .body {
padding-left:8px;
}
div#c2_inner_654667  #subcontent .header img {
margin:12px 0 4px 8px;
}
div#c2_inner_654667 #subcontent .feedmod1 h3 {
background:none;
text-align:center;
font:normal 1em Georgia, &amp;quot;Times New Roman&amp;quot;, Times, serif;
padding:8px 0 4px;
letter-spacing:1px;
text-transform:uppercase;
}
div#c2_inner_654667 #subcontent .feedmod1 ul li a, div#c2_inner_654667  #subcontent .module li a {
padding-left:9px;
background:transparent url(http://o.aolcdn.com/art/ch_news/icon_generic_blue) no-repeat scroll 0 6px;
display:block;
}
div#c2_inner_654667 #subcontent .module li {
margin:0 0.7em 0.5em 0.7em;
line-height:1.2em;
}
div#c2_inner_654667 #subcontent .mod_footer {
text-align:right;
font-style:italic;
font-size:1.1em;
padding:4px 8px 12px 0;
}
div#c2_inner_654667 .writers_promo {
background:#ffffff;
padding:8px;
margin-bottom:1em;
text-transform:uppercase;
}
div#c2_inner_654667 .writers_promo .header img {margin-left:8px;}
div#c2_inner_654667 .writer_left, div#c2_inner_654667  .writer_right {
border-bottom:1px solid #e5e5e5;
line-height:1.1em;
clear:both;
min-height:50px;
_height:50px;
margin-bottom:0.5em;
}
div#c2_inner_654667 .writer_left .writer_photo {float:left; margin-right:8px; }
div#c2_inner_654667 .writer_right .writer_photo {float:right; margin-left:8px;}
div#c2_inner_654667 .writer_name {display:block;}
div#c2_inner_654667 .writer_caption {font-size:0.8em;}
div#c2_inner_654667  #footer {
	width: 470px !important; background: none;
	}
div#c2_inner_654667 	p, div#c2_inner_654667 ul, div#c2_inner_654667 h1, div#c2_inner_654667 h3, div#c2_inner_654667 h4{
	margin: .5em 0 .5em 0;
	}
div#c2_inner_654667 	img { 
	  float:left; 
	  margin:10px 10px 10px 0;
	}
div#c2_inner_654667 	a img {
	border: 0;
	}
div#c2_inner_654667 	a:link, div#c2_inner_654667  a:visited {
		background: transparent;
		font-weight: bold;
		text-decoration: none;
	color: #000;
	}
div#c2_inner_654667 	.post {
	border-top: 1px solid #eee; padding-top: .5em; margin-top: 0;
	}
div#c2_inner_654667 	a:link:after, div#c2_inner_654667  a:visited:after {
	   
	   font-size: 90%;
	}
div#c2_inner_654667 	#footer {
	background: transparent; padding: 0; border-top: 1px solid #eee; padding-top: 10px;
	}
div#c2_inner_654667 	#footer a {
	color: #000 !important;
	}
div#c2_inner_654667 	.post .postbody {
	text-align: justify;
	}
div#c2_inner_654667 a.printthis{
position:relative;
outline:0;
}
div#c2_inner_654667 a.printthis span.printpop{
display:none;
width:200px;
padding-top:13px;
background: url(http://www.blogsmithmedia.com/www.walletpop.com/media/arw-trans.png) 0 0 no-repeat;
z-index:1000;
text-align:left;
text-decoration:none;
}
div#c2_inner_654667 a.printthis span.printpop span{
background: #6F6F6F;
display:block;
color:#fff;
padding:5px;
text-decoration:none;
}
div#c2_inner_654667 a.printthis:hover span.printpop{
display:block;
position:absolute;
top:1em;
left:10px;
}
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